February 9, 2005, Introduced by Rep. Hummel and referred to the Committee on Insurance.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3407c.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3407c. (1) An expense-incurred hospital, medical, or
surgical policy or certificate delivered, issued for delivery, or
renewed in this state and a health maintenance organization group
or individual contract shall not provide coverage for elective
abortions except by an optional rider for which an additional
premium has been paid by the purchaser.
(2) This section applies to policies, certificates, or
contracts delivered, issued for delivery, or renewed in this state
on or after January 1, 2006.
(3) As used in this section:
(a) "Elective abortion" means the intentional use of an
instrument, drug, or other substance or device to terminate a
woman's pregnancy for a purpose other than to increase the
probability of a live birth, to preserve the life or health of the
child after live birth, or to remove a dead fetus. Elective
abortion does not include either of the following:
(i) The prescription of or use of a drug or device intended as
a contraceptive.
(ii) The intentional use of an instrument, drug, or other
substance or device by a physician to terminate a woman's pregnancy
if the woman's physical condition, in the physician's reasonable
medical judgment, necessitates the termination of the woman's
pregnancy to avert her death.
(b) "Physician" means an individual licensed to engage in the
practice of medicine or the practice of osteopathic medicine and
surgery under article 15 of the public health code, 1978 PA 368,
MCL 333.16101 to 333.18838.