HOUSE BILL No. 5836

 

April 29, 2004, Introduced by Reps. Spade, Sheltrown, Plakas, Clack, Bieda, Anderson, Gleason, Whitmer, Hardman, Law, Hopgood, Meisner, Minore, Kolb, Murphy, Lipsey, Jamnick, Elkins, Farrah, Gieleghem, Condino, Sak, Accavitti, Wojno, Byrum, O'Neil, Gillard, Adamini, Brown, Vagnozzi, Nitz and Milosch and referred to the Committee on Energy and Technology.

        

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1971 PA 227, entitled                                             

                                                                                

    "An act to prescribe the rights and duties of parties to home               

    solicitation sales; to regulate certain telephone solicitation;             

    to provide for the powers and duties of certain state officers              

    and entities; and to prescribe penalties and remedies,"                     

                                                                                

    by amending section 1c (MCL 445.111c), as added by 2002 PA 612.             

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 1c.  (1) It is an unfair or deceptive act or practice                  

                                                                                

2   and a violation of this act for a telephone solicitor to do any             

                                                                                

3   of the following:                                                           

                                                                                

4       (a) Misrepresent or fail to disclose, in a clear,                           

                                                                                

5   conspicuous, and intelligible manner and before payment is                  

                                                                                

6   received from the consumer, all of the following information:               

                                                                                

7                                                                                (i) Total purchase price to the consumer of the goods or                            

                                                                                

8   services to be received.                                                    

                                                                                

9       (ii) Any restrictions, limitations, or conditions to purchase                

                                                                                

10  or to use the goods or services that are the subject of an offer            


                                                                                

1   to sell goods or services.                                                  

                                                                                

2       (iii) Any material term or condition of the seller's refund,                 

                                                                                

3   cancellation, or exchange policy, including a consumer's right to           

                                                                                

4   cancel a home solicitation sale under section 2 and, if                     

                                                                                

5   applicable, that the seller does not have a refund, cancellation,           

                                                                                

6   or exchange policy.                                                         

                                                                                

7       (iv) Any material costs or conditions related to receiving a                 

                                                                                

8   prize, including the odds of winning the prize, and if the odds             

                                                                                

9   are not calculable in advance, the factors used in calculating              

                                                                                

10  the odds, the nature and value of a prize, that no purchase is              

                                                                                

11  necessary to win the prize, and the "no purchase required" method           

                                                                                

12  of entering the contest.                                                    

                                                                                

13      (v) Any material aspect of an investment opportunity the                    

                                                                                

14  seller is offering, including, but not limited to, risk,                    

                                                                                

15  liquidity, earnings potential, market value, and profitability.             

                                                                                

16      (vi) The quantity and any material aspect of the quality or                  

                                                                                

17  basic characteristics of any goods or services offered.                     

                                                                                

18      (vii) The right to cancel a sale under this act, if any.                     

                                                                                

19      (b) Misrepresent any material aspect of the quality or basic                

                                                                                

20  characteristics of any goods or services offered.                           

                                                                                

21      (c) Make a false or misleading statement with the purpose of                

                                                                                

22  inducing a consumer to pay for goods or services.                           

                                                                                

23      (d) Request or accept payment from a consumer or make or                    

                                                                                

24  submit any charge to the consumer's credit or bank account before           

                                                                                

25  the telephone solicitor or seller receives from the consumer an             

                                                                                

26  express verifiable authorization.  As used in this subdivision,             

                                                                                

27  "verifiable authorization" means a written authorization or                 


                                                                                

1   confirmation, an oral authorization recorded by the telephone               

                                                                                

2   solicitor, or confirmation through an independent third party.              

                                                                                

3       (e) Offer to a consumer in this state a prize promotion in                  

                                                                                

4   which a purchase or payment is necessary to obtain the prize.               

                                                                                

5       (f) Fail to comply with the requirements of section 1a or                   

                                                                                

6   1b.                                                                         

                                                                                

7       (g) Make a telephone solicitation to a consumer in this state               

                                                                                

8   who has requested that he or she not receive calls from the                 

                                                                                

9   organization or other person on whose behalf the telephone                  

                                                                                

10  solicitation is made.                                                       

                                                                                

11      (2) Except as provided in this subsection, beginning 210 days               

                                                                                

12  after the effective date of the amendatory act that added this              

                                                                                

13  section, a person who knowingly or intentionally violates this              

                                                                                

14  section is guilty of a misdemeanor punishable by imprisonment for           

                                                                                

15  not more than 6 months or a fine of not more than $500.00, or               

                                                                                

16  both.  This subsection does not prohibit a person from being                

                                                                                

17  charged with, convicted of, or punished for any other crime                 

                                                                                

18  including any other violation of law arising out of the same                

                                                                                

19  transaction as the violation of this section.  This subsection              

                                                                                

20  does not apply if the violation of this section is a failure to             

                                                                                

21  comply with the requirements of section 1a(1), (4), or (5) or               

                                                                                

22  section 1b.                                                                 

                                                                                

23      (3) A person who suffers loss as a result of violation of                   

                                                                                

24  this section may bring an action to recover actual damages or               

                                                                                

25  $250.00  $2,000.00, whichever is greater, together with                    

                                                                                

26  reasonable attorney fees.  This subsection does not prevent the             

                                                                                

27  consumer from asserting his or her rights under this act if the             


                                                                                

1   telephone solicitation results in a home solicitation sale, or              

                                                                                

2   asserting any other rights or claims the consumer may have under            

                                                                                

3   applicable state or federal law.