HB-5148, As Passed Senate, June 16, 2004                                    

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                          SENATE SUBSTITUTE FOR                                 

                                                                                

                           HOUSE BILL NO. 5148                                  

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                

                                                                                 A bill to amend 1962 PA 174, entitled                                             

                                                                                

    "Uniform commercial code,"                                                  

                                                                                

    by amending sections 9501 and 9525 (MCL 440.9501 and 440.9525),             

                                                                                

    section 9501 as amended and section 9525 as added by 2000 PA                

                                                                                

    348.                                                                        

                                                                                

                THE PEOPLE OF THE STATE OF MICHIGAN ENACT:                      

                                                                                

1       Sec. 9501.  (1) Except as otherwise provided in subsection                  

                                                                                

2   (2), the office in which to file a financing statement to perfect           

                                                                                

3   the security interest or agricultural lien is 1 of the                      

                                                                                

4   following:                                                                  

                                                                                

5       (a) The office designated for the filing or recording of a                  

                                                                                

6   record of a mortgage on the related real property, if the                   

                                                                                

7   collateral is as-extracted collateral or timber to be cut, or the           

                                                                                

8   financing statement is filed as a fixture filing and the                    

                                                                                

9   collateral is goods that are or are to become fixtures.                     

                                                                                


                                                                                

1       (b) The office of secretary of state in all other cases,                    

                                                                                

2   including a case in which the collateral is goods that are or are           

                                                                                

3   to become fixtures and the financing statement is not filed as a            

                                                                                

4   fixture filing.                                                             

                                                                                

5       (2) The office in which to file a financing statement to                    

                                                                                

6   perfect a security interest in collateral, including fixtures, of           

                                                                                

7   a transmitting utility is the office of the secretary of state.             

                                                                                

8   The financing statement also constitutes a fixture filing as to             

                                                                                

9   the collateral indicated in the financing statement which is or             

                                                                                

10  is to become fixtures.                                                      

                                                                                

11      (3) Any financing statement filed under subsection (1)(a)                   

                                                                                

12  with a register of deeds and any continuation statement,                    

                                                                                

13  termination statement, amendment, or assignment relating to the             

                                                                                

14  financing statement and meeting the formal requisites of this               

                                                                                

15  part shall be recorded by the register of deeds, notwithstanding            

                                                                                

16  the provisions for witnessing and acknowledging instruments to be           

                                                                                

17  recorded in the real property records contained in section 47 of            

                                                                                

18  1846 RS 65, MCL 565.47.                                                     

                                                                                

19      (4) If the office of secretary of state receives a financing                

                                                                                

20  statement under subsection (1)(b) or (2) for filing, and any                

                                                                                

21  debtor identified on the financing statement is an individual,              

                                                                                

22  the secretary of state shall provide written notice of the filing           

                                                                                

23  of the financing statement to that debtor.  The secretary of                

                                                                                

24  state shall determine the form of the written notice and the                

                                                                                

25  written notice shall contain at least all of the following                  

                                                                                

26  information:                                                                

                                                                                

27      (a) The debtor's name and address as shown on the financing                 


                                                                                

1   statement.                                                                  

                                                                                

2       (b) The secured party's name and address as shown on the                    

                                                                                

3   financing statement.                                                        

                                                                                

4       (c) The remedies available to the debtor under this act if he               

                                                                                

5   or she believes that the financing statement is erroneously or              

                                                                                

6   fraudulently filed.                                                         

                                                                                

7       (5) In addition to the written notice described in subsection               

                                                                                

8   (4), the secretary of state shall provide at no charge to a                 

                                                                                

9   debtor described in that subsection a copy or image of the filed            

                                                                                

10  financing statement and any attachments.  If the debtor requests            

                                                                                

11  additional copies or searches, the fees provided in section 9525            

                                                                                

12  apply to that request.                                                      

                                                                                

13      (6) A person shall not knowingly or intentionally file a                    

                                                                                

14  false or fraudulent financing statement with the office of the              

                                                                                

15  secretary of state under subsection (1)(b) or (2).  In addition             

                                                                                

16  to any other penalty provided by law, a violation of this                   

                                                                                

17  subsection is a felony punishable by imprisonment for not more              

                                                                                

18  than 5 years or a fine of not more than $2,500.00, or both.  If             

                                                                                

19  the person is convicted of the violation, the court may find that           

                                                                                

20  the financing statement is ineffective and may order the office             

                                                                                

21  of the secretary of state to terminate the financing statement              

                                                                                

22  and may order restitution.                                                  

                                                                                

23      (7) If a person files a false or fraudulent financing                       

                                                                                

24  statement with the office of the secretary of state under                   

                                                                                

25  subsection (1)(b) or (2), a debtor named in that financing                  

                                                                                

26  statement may file an action against the person that filed the              

                                                                                

27  financing statement seeking appropriate equitable relief or                 


                                                                                

1   damages, including, but not limited to, an order declaring the              

                                                                                

2   financing statement ineffective and ordering the office of the              

                                                                                

3   secretary of state to terminate the financing statement, and                

                                                                                

4   reasonable attorney fees.                                                   

                                                                                

5       Sec. 9525.  (1) Except as otherwise provided in subsection                  

                                                                                

6   (3) or (4), the fee for filing and indexing a record under this             

                                                                                

7   part is $15.00.  $10.00, plus 1 or more of the following, if                

                                                                                

8   applicable:                                                                 

                                                                                

9       (a) If the record is a financing statement in a form other                  

                                                                                

10  than the form contained in section 9521(1), or the record is a              

                                                                                

11  financing statement amendment in a form other than the form                 

                                                                                

12  contained in section 9521(2), an additional fee of $7.00.                   

                                                                                

13      (b) If the record contains more than 100 pages, an additional               

                                                                                

14  fee of $12.00.                                                              

                                                                                

15      (c) If the filing office is required to index more than 2                   

                                                                                

16  names, an additional fee of $10.00 for each name more than 2 that           

                                                                                

17  the filing office is required to index.                                     

                                                                                

18      (2) A filing office shall charge a person a fee for                         

                                                                                

19  responding to a request for a search of the records filed with a            

                                                                                

20  filing office concerning a debtor, including issuance of a                  

                                                                                

21  certificate describing each presently effective record filed                

                                                                                

22  concerning the debtor if requested.  The fee is $6.00, plus 1 or            

                                                                                

23  more of the following, if applicable:                                       

                                                                                

24      (a) If the person requests a certificate and the search                     

                                                                                

25  discloses more than 100 presently effective records filed                   

                                                                                

26  concerning the debtor, an additional fee of $6.00.                          

                                                                                

27      (a)  (b)  If the person requests expediting of the regular                  


                                                                                

1   search process, an additional fee of $25.00.                                

                                                                                

2       (b)  (c)  If the person requests copies of the presently                    

                                                                                

3   effective records disclosed by the search, an additional fee of             

                                                                                

4   $2.00 per page.                                                             

                                                                                

5       (c)  (d)  If the filing office is the secretary of state and                

                                                                                

6   the person requests that the secretary of state include an                  

                                                                                

7   impression of the official seal of the secretary of state on the            

                                                                                

8   certificate, an additional fee of $6.00.                                    

                                                                                

9       (3) This section does not require a fee with respect to a                   

                                                                                

10  record of a mortgage that is effective as a financing statement             

                                                                                

11  filed as a fixture filing or as a financing statement covering              

                                                                                

12  as-extracted collateral or timber to be cut under section                   

                                                                                

13  9502(3).  However, the recording and satisfaction fees that                 

                                                                                

14  otherwise would be applicable to the record of the mortgage                 

                                                                                

15  apply.                                                                      

                                                                                

16      (4) There is no fee for filing and indexing a correction                    

                                                                                

17  statement filed with the office of the secretary of state under             

                                                                                

18  section 9518, filed by an individual named as a debtor on a                 

                                                                                

19  record indexed by the secretary of state.                                   

                                                                                

20      Enacting section 1.  This amendatory act takes effect                       

                                                                                

21  January 1, 2005.                                                            

                                                                                

22      Enacting section 2.  This amendatory act does not take                      

                                                                                

23  effect unless Senate Bill No. 1260 of the 92nd Legislature is               

                                                                                

24  enacted into law.