HOUSE BILL No. 5951


     April 23, 2002, Introduced by Reps. Shulman, Howell, Bovin, Pappageorge, LaSata, Lipsey and Lemmons and referred to the
Committee on Insurance and Financial Services.


        A bill to amend 1956 PA 218, entitled

   "The insurance code of 1956,"

   (MCL 500.100 to 500.8302) by adding section 3009a.

               THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

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             SEC. 3009A.  (1) EACH AUTOMOBILE INSURER AUTHORIZED TO DO

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        BUSINESS IN THIS STATE SHALL PROVIDE ALL OF THE FOLLOWING INFOR-

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        MATION IN WRITING TO AN APPLICANT FOR INSURANCE PRIOR TO THE

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        APPLICANT'S PURCHASE OF AUTOMOBILE INSURANCE FROM THE INSURER:

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             (A) THE AMOUNT OF THE STATE MANDATED MINIMUM LIABILITY COV-

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        ERAGE, ALL OTHER LIABILITY COVERAGE AMOUNTS OFFERED BY THE INSUR-

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        ER, AND THE COSTS OF THOSE COVERAGE AMOUNTS.

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             (B) WHETHER THE INSURER OFFERS UNINSURED MOTORIST COVERAGE,

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        THE COVERAGE AMOUNTS AVAILABLE FOR UNINSURED MOTORIST COVERAGE,

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        AND THE COSTS OF THOSE COVERAGE AMOUNTS.




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             (C) WHETHER THE INSURER OFFERS UNDERINSURED MOTORIST

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        COVERAGE, THE COVERAGE AMOUNTS AVAILABLE FOR UNDERINSURED

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        MOTORIST COVERAGE, AND THE COSTS OF THOSE COVERAGE AMOUNTS.

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             (D) A BRIEF EXPLANATION OF EACH TYPE OF COVERAGE LISTED IN

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        SUBDIVISIONS (A) TO (C).  THIS EXPLANATION SHALL BE PROVIDED EVEN

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        IF THE INSURER DOES NOT OFFER THE COVERAGE EXPLAINED.

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             (2) AN AUTOMOBILE INSURER SHALL PROVIDE THE INFORMATION

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        LISTED IN SUBSECTION (1) IN WRITING TO EACH INSURED.  EACH

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        INSURED SHALL RECEIVE THIS INFORMATION PRIOR TO THE INSURED'S

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        NEXT POLICY RENEWAL DATE FOLLOWING JANUARY 1, 2003.

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             Enacting section 1.  This amendatory act takes effect

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        January 1, 2003.
































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