When the Commissioner has probable cause to believe that an individual who is in the insurance industry is conducting his or her business by using an unfair method of competition or unfair or deceptive act, Chapter 20 of the Code permits the Commissioner to hold a hearing on whether the individual should be required to stop engaging in that practice. The Code provides that "any party to the cause" has the power to compel the subpoena of witnesses, compel their attendance, and require the production of documents that are considered relevant to the inquiry (MCL 500.2032). In addition, subpoenas and other processes of the Commissioner under Chapter 20 may be served by anyone duly authorized by the Commissioner, as specified in the Code (MCL 500.2034). Thus, these provisions grant the Commissioner the authority to issue subpoenas without a judge's approval. Requiring the Commissioner to seek approval of a judge under Chapter 12 (Agents, Solicitors, Adjusters, and Counselors) before issuing a subpoena is burdensome and unnecessary, as well as inconsistent with the Commissioner's authority granted under other provisions of the Code. By removing the requirement for a judge's approval in cases involving the denial, suspension, or revocation of licenses, the bill would streamline the subpoena process and make the Commissioner's powers consistent throughout the Code.