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Michigan Compiled Laws Complete Through PA 85 and includes 95, 97 & 116 of 2014
House: Adjourned until Wednesday, April 23, 2014 1:30:00 PM
Senate: Adjourned until Wednesday, April 23, 2014 10:00:00 AM

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Section 600.3205

REVISED JUDICATURE ACT OF 1961 (EXCERPT)
Act 236 of 1961


600.3205 Designation of individual to service as contact; authorization to facilitate negotiation or attend meetings; definitions.

Sec. 3205.

(1) For a foreclosure proceeding in which the first notice under section 3205a is mailed to the borrower on or after February 1, 2012, a mortgage holder or mortgage servicer shall designate an individual who is an employee or agent of the mortgage holder, the mortgage servicer, or another entity that is an agent of the mortgage holder or mortgage servicer or a specific department or unit of the mortgage holder, the mortgage servicer, or an entity that is an agent of the mortgage holder or mortgage servicer to serve as a contact under sections 3205a to 3205c.

(2) The mortgage holder or mortgage servicer that designates an individual, department, or unit under subsection (1) shall authorize the individual or, if the designee is a department or unit, a representative of the department or unit to facilitate negotiations and attend meetings with the borrower.

(3) As used in this section and sections 3205a to 3205d:

(a) "Borrower" means the mortgagor.

(b) "Mortgage holder" means the owner of the indebtedness or of an interest in the indebtedness that is secured by the mortgage.

(c) "Mortgage servicer" means the servicing agent of the mortgage.


History: Add. 2009, Act 29, Eff. July 5, 2009 ;-- Am. 2011, Act 301, Imd. Eff. Dec. 22, 2011
Compiler's Notes: Enacting section 1 of Act 301 of 2011 provides:"Enacting section 1. Sections 3204(4), 3205, and 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3204, 600.3205, and 600.3212, as amended by this amendatory act, and section 3278 of the revised judicature act of 1961, 1961 PA 236, as added by this amendatory act, apply to foreclosure proceedings in which the first notice under section 3205a of the revised judicature act of 1961, 1961 PA 236, MCL 600.3205a, is mailed to the mortgagor on or after February 1, 2012."


© 2009 Legislative Council, State of Michigan