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Michigan Legislature
Michigan Compiled Laws Complete Through PA 48 of 2019
House: Adjourned until Tuesday, October 15, 2019 1:30:00 PM
Senate: Adjourned until Tuesday, October 15, 2019 10:00:00 AM


Michigan Legislature

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Senate Bill 0578 (2015) rss?
Friendly Link: http://legislature.mi.gov/doc.aspx?2015-SB-0578
Public Act 44 of 2016 (Effective: 6/13/2016) Find this PA in the MCL

Sponsor
Darwin L. Booher (district 35)
(click name to see bills sponsored by that person)

Categories 
Consumer credit: predatory lending; Financial institutions: generally; Property: mortgages; State agencies (existing): insurance and financial services;

Consumer credit; predatory lending; mortgage borrowers' bill of rights; modify to refer to federal home loan publications. Amends secs. 2, 6 & 13 of 2002 PA 660 (MCL 445.1632 et seq.) & repeals sec. 7 of 2002 PA 660 (MCL 445.1637).

Bill Documents
Bill Document Formatting Information
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The following bill formatting applies to the 2015-2016 session:
- New language in an amendatory bill will be shown in BOLD AND UPPERCASE.
- Language to be removed will be stricken.
- Amendments made by the House will be blue with square brackets, such as:
[House amended text].
- Amendments made by the Senate will be red with double greater/lesser than symbols, such as: <<Senate amended text>>.
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Documents
Load the Text Version Load the PDF Version Senate Introduced Bill
Introduced bills appear as they were introduced and reflect no subsequent amendments or changes.
Load the Text Version Load the PDF Version As Passed by the Senate
As Passed by the Senate is the bill, as introduced, that includes any adopted Senate amendments.
Load the Text Version Load the PDF Version As Passed by the House
As Passed by the House is the bill, as received from the Senate, that includes any adopted House amendments.
Load the Text Version Load the PDF Version Senate Concurred Bill
Concurred bill is the version passed in identical form by both houses of the Legislature, issued prior to availability of the Enrolled bill.
Load the Text Version Load the PDF Version Public Act
Public Act is a bill that has become law.

Bill Analysis
House Fiscal Agency Analysis
Load the Text Version Load the PDF VersionSummary as Passed by the Senate (2/2/2016)
This document analyzes: SB578

Senate Fiscal Analysis
Load the Text Version Load the PDF VersionSUMMARY OF INTRODUCED BILL IN COMMITTEE (Date Completed: 10-26-15)
This document analyzes: SB0578
Load the Text Version Load the PDF VersionSUMMARY OF BILL REPORTED FROM COMMITTEE (Date Completed: 11-13-15)
This document analyzes: SB0578
Load the Text Version Load the PDF VersionSUMMARY OF BILL ON THIRD READING (Date Completed: 12-9-15)
This document analyzes: SB0578
Load the Text Version Load the PDF VersionANALYSIS AS PASSED BY THE SENATE (Date Completed: 1-22-16)
This document analyzes: SB0578
Load the Text Version Load the PDF VersionANALYSIS AS ENACTED (Date Completed: 1-11-17)
This document analyzes: SB0578

History
(House actions in lowercase, Senate actions in UPPERCASE)
Date JournalAction
10/22/2015SJ 96 Pg. 1714INTRODUCED BY SENATOR DARWIN BOOHER
10/22/2015SJ 96 Pg. 1714REFERRED TO COMMITTEE ON BANKING AND FINANCIAL INSTITUTIONS
12/1/2015SJ 104 Pg. 1886REPORTED FAVORABLY WITHOUT AMENDMENT
12/1/2015SJ 104 Pg. 1886COMMITTEE RECOMMENDED IMMEDIATE EFFECT
12/1/2015SJ 104 Pg. 1886REFERRED TO COMMITTEE OF THE WHOLE
12/9/2015SJ 108 Pg. 1950REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH AMENDMENT(S)
12/9/2015SJ 108 Pg. 1950AMENDMENT(S) CONCURRED IN
12/9/2015SJ 108 Pg. 1950PLACED ON ORDER OF THIRD READING WITH AMENDMENT(S)
12/10/2015SJ 109 Pg. 1977PASSED ROLL CALL # 577 YEAS 38 NAYS 0 EXCUSED 0 NOT VOTING 0
12/10/2015HJ 100 Pg. 2163received on 12/10/2015
12/10/2015HJ 100 Pg. 2165read a first time
12/10/2015HJ 100 Pg. 2165referred to Committee on Financial Services
2/10/2016HJ 13 Pg. 173reported with recommendation with substitute H-1
2/10/2016HJ 13 Pg. 173referred to second reading
2/18/2016HJ 17 Pg. 236read a second time
2/18/2016HJ 17 Pg. 236substitute H-1 adopted
2/18/2016HJ 17 Pg. 236placed on third reading
2/23/2016HJ 18 Pg. 249read a third time
2/23/2016HJ 18 Pg. 249passed Roll Call # 56 Yeas 96 Nays 10
2/23/2016HJ 18 Pg. 249inserted full title
2/23/2016HJ 18 Pg. 249vote on passage reconsidered
2/23/2016HJ 18 Pg. 249passed; given immediate effect Roll Call # 57 Yeas 93 Nays 13
2/23/2016HJ 18 Pg. 249returned to Senate
2/24/2016SJ 19 Pg. 245HOUSE SUBSTITUTE H-1 CONCURRED IN
2/24/2016SJ 19 Pg. 245 ROLL CALL # 75 YEAS 36 NAYS 0 EXCUSED 2 NOT VOTING 0
2/24/2016SJ 19 Pg. 245GIVEN IMMEDIATE EFFECT
2/24/2016SJ 19 Pg. 245FULL TITLE AGREED TO
2/24/2016SJ 19 Pg. 245ORDERED ENROLLED
3/8/2016SJ 24 Pg. 306PRESENTED TO GOVERNOR 3/3/2016 @ 4:46 PM
3/16/2016SJ 28 Pg. 356APPROVED BY GOVERNOR 3/15/2016 @ 11:52 AM
3/16/2016SJ 28 Pg. 356FILED WITH SECRETARY OF STATE 3/15/2016 @ 1:42 PM
3/16/2016SJ 28 Pg. 356ASSIGNED PA 0044'16 WITH IMMEDIATE EFFECT

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