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Michigan Compiled Laws Complete Through PA 38 of 2023
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Senate: Adjourned until Thursday, June 8, 2023 10:00:00 AM


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218-1956-31
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THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956
Chapter 31
MOTOR VEHICLE PERSONAL AND PROPERTY PROTECTION

DocumentTypeDescription
Section 500.3101SectionSecurity for payment of benefits required; period security required to be in effect; definitions; policy of insurance or other method of providing security; filing proof of security; exclusion.
Section 500.3101aSectionProviding certificate of insurance to secretary of state and policy information to the Michigan automobile insurance placement facility; vehicle identification number as proof of vehicle insurance; confidentiality of policy information; prohibited acts; misdemeanor; penalty; report; "automobile insurance" and "private passenger nonfleet automobile" defined.
Section 500.3101bSectionRepealed. 2011, Act 91, Imd. Eff. July 15, 2011.
Section 500.3101cSectionStandard certified statement.
Section 500.3101dSectionQualification as self-insurer; certificate; issuance; cancellation.
Section 500.3102SectionNonresident owner or registrant of motor vehicle or motorcycle to maintain security for payment of benefits; operation of motor vehicle or motorcycle by owner, registrant, or other person without security; penalty; failure to produce evidence of security; rebuttable presumption.
Section 500.3103SectionOwner or registrant of motorcycle; security required; offering security for payment of first-party medical benefits; rates, deductibles, and provisions.
Section 500.3104SectionCatastrophic claims association; board of directors; plan of operation; annual report; actuarial examination; refund; hearing; annual consumer statement; liability of association; definitions.
Section 500.3105SectionInsurer liable for personal protection benefits without regard to fault; “bodily injury” and “accidental bodily injury” defined.
Section 500.3106SectionAccidental bodily injury arising out of ownership, operation, maintenance, or use of parked vehicle as motor vehicle; conditions.
Section 500.3107SectionExpenses and work loss for which personal protection insurance benefits payable.
Section 500.3107aSectionBasis of work loss for certain injured persons.
Section 500.3107bSectionReimbursement or coverage for certain expenses not required.
Section 500.3107cSectionPersonal protection insurance benefits; coverage limits for allowable expenses; form; rebuttable presumption; application of coverage selection; stacking of insurance policies; applicability to transportation network company vehicle; rider for attendant care.
Section 500.3107dSectionElection to not maintain personal protection insurance benefit coverage; proof of qualified health coverage; form; failure to make election; termination of qualified health coverage; definitions.
Section 500.3107eSectionDelivery of forms under MCL 500.3009, 500.3107c, 500.3107d; method of selection or election for forms.
Section 500.3108SectionSurvivor's loss; benefits.
Section 500.3109SectionSubtraction of other benefits from personal protection benefits; injured person defined; deductible provision.
Section 500.3109aSectionOffering deductibles and exclusions reasonably related to other health and accident coverage; exclusion for qualified health coverage; reduced premium rates; applicability of exclusion; termination of qualified health coverage; refusal to insure for failure to obtain certain security prohibited; amount of premium reduction.
Section 500.3110SectionDependents of deceased person; termination of dependency; accrual of personal protection benefits.
Section 500.3111SectionPayment of personal protection insurance benefits for accident occurring out of state.
Section 500.3112SectionPersons to whom personal protection insurance benefits payable; claim to recover overdue benefits; discharge of insurer's liability.
Section 500.3113SectionPerson not entitled to personal protection insurance benefits.
Section 500.3114SectionPersons entitled to personal protection insurance benefits or personal injury benefits; order of priority for claim of motor vehicle occupant or motorcycle operator or passenger; assigned claims plan; 2 or more insurers in same order of priority; partial recoupment; definitions.
Section 500.3115SectionPersonal protection insurance benefits under the assigned claims plan for claims of persons not occupants of vehicle.
Section 500.3116SectionValue of claim in tort; subtraction from or reimbursement for benefits.
Section 500.3121SectionLiability for accidental damage to tangible property.
Section 500.3123SectionExclusions from property protection insurance benefits.
Section 500.3125SectionPriorities in claiming property protection benefits.
Section 500.3127SectionDistribution of loss, reimbursement, and indemnification among property protection insurers.
Section 500.3131SectionResidual liability insurance; coverage.
Section 500.3135SectionTort liability for noneconomic loss; exceptions; cause of action for damages; "serious impairment of body function" defined.
Section 500.3136SectionTort liability for damage to tangible property from 1 accident in excess of limit under MCL 500.3121.
Section 500.3141SectionNotice of accident.
Section 500.3142SectionPersonal protection insurance benefits payable as loss accrues; overdue benefits; interest.
Section 500.3143SectionAssignment of right to future benefits void.
Section 500.3145SectionLimitation of actions for recovery of personal or property protection insurance benefits; period of limitations; tolling; notice of injury.
Section 500.3146SectionLimitation of action by insurer for recovery or indemnity.
Section 500.3148SectionAttorney's fee; restrictions.
Section 500.3151SectionSubmission to mental or physical examination; physician requirements.
Section 500.3152SectionReport of mental or physical examination.
Section 500.3153SectionCourt orders as to noncompliance with MCL 500.3151 and 500.3152.
Section 500.3157SectionCharges for treatment or training for injured persons; limitation on eligibility for payment or reimbursement; applicability; "freestanding rehabilitation facility" defined; qualification for payment requirements; attendant care; neurological rehabilitation clinic; applicability to ambulance operation; definitions.
Section 500.3157aSectionProvision of treatment, products, services, or accommodations under personal protection insurance; submission of records for utilization review; false or misleading information is a fraudulent insurance act; rules; appeal of determination.
Section 500.3157bSectionProprietary information; exemption from disclosure under the freedom of information act.
Section 500.3158SectionStatement of earnings; report and records from medical institution.
Section 500.3159SectionDiscovery.
Section 500.3163SectionAutomobile insurer; not required to provide personal and property protection insurance benefits to out-of-state residents; exception.
Section 500.3171SectionAssigned claims plan; organization and maintenance; participation; costs; rules; adoption and maintenance by Michigan automobile insurance placement facility; approval of plan; amendments; provisions; report; definitions.
Section 500.3172SectionConditions to obtaining personal protection insurance benefits through assigned claims plan; collection of unpaid benefits; application and reasonable proof of loss; payment of interest; reimbursement from defaulting insurers; reduction of benefits; definitions; effect of dispute between insurers; limitation on benefits.
Section 500.3173SectionCertain persons disqualified from receiving benefits under assigned claims plans.
Section 500.3173aSectionEligibility for benefits; initial determination; denial; notice; false statement.
Section 500.3174SectionNotice of claim through assigned claims plan; assignment of claim; notice to claimant; commencement of action by claimant.
Section 500.3175SectionRules for assignment of claims; duties of insurer to whom claims assigned; compromises and settlements; procedures; limitation on action to enforce rights; interest on delinquent payments; installment payments; default.
Section 500.3176SectionTaking costs into account in making and regulating rates.
Section 500.3177SectionRecovery by insurer of benefits and costs from owner or registrant of uninsured motor vehicle; written agreement to pay judgment in installments; notice.
Section 500.3178SectionAnnual report.
Section 500.3179SectionAct applicable October 1, 1973.
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